Table of Contents
Introduction
One Card Benefits – 2023: Student, faculty, and also staff can use their Fitchburg State University OneCard campus ID card to receive discounts on their purchases at local businesses.
OneCard does not have a license to issue credit cards. So, it issues cards in partnership with several commercial banks. To put it simply, this is like a co-branded credit card. Unlike BNPL cards like Uni and Slice which are backed by a loan, OneCard is a ‘normal’ unsecured credit car
One Card Benefits – 2023
Just show your Fitchburg State University OneCard and also save money at these locations around town.
- Dining
- Entertainment
- Shopping
- Participating Merchants
1. Dining
Bangkok Hill Original Thai Cuisine
10% off on the total bill
(specify from University before you order)
Available to students, staff, and also alumni
177 Massachusett Ave, Lunenburg
978.343.0555
978.343.0523
Bangkok Hill website
Bangkok Hill menu
2. Bion Greek Kitchen
10% off
(must show OneCard)
Available to students and also staff
356 Main St., Fitchburg
978.868.5049
Bion website
3. Boss Pizza and Wings
10% off
Available to students, staff, and also alumni
15 Lunenburg St
Fitchburg, MA 01420
978-400-7778
Boss website
4. Country Pizza
10% discount
(must show OneCard)
Available to students and staff
6 Ashby State Rd., Fitchburg
978.342.2028
Country Pizza menu
5. Crown Fried Chicken
5% off
Available to students
70 North St., Fitchburg
978.342.2600
Crown Fried Chicken website
6. Dunkin’ Donuts
5% off any purchase
(accepts OneCard Fitchburg Gold funds)
Available to students, staff, and alumni
151 Main St., Fitchburg
978.345.1670
Dunkin Donuts website
7. Espresso’s Pizza
10% discount (does not apply to delivery)
Available to students, staff, and also alumni
584 Main St., Fitchburg
978.345.1918
Espresso’s menu.
Best Capital One Credit Cards of July 2023
One card Benefits – 2023: New applicants can’t benefit from The Trip Rewards from Capital One
Capital One offers consumers and small business holders some of the best cash-back and also reward credit cards. The Savor and also Venture cards rank on Select’s list of best dining and also travel cards, respectively, and also other cardholders can earn generous rewards on everyday spending.
Capital One Venture X Rewards Credit Card was recently introduced by Capital One. Before that, the Savor cards bonus rewards on Uber purchases and streaming services, and also Capital One expanded the reward redemption options for its Venture cards.
CNBC Select reviews the top Capital One credit cards in seven categories, After that you can choose the best card based on your spending habits.
- Best Capital One credit card
- Best no-annual-fee Capital One card: Capital One Quicksilver Cash Reward Credit Card
- Best travel Capital card: Capital One Venture Reward Credit Card (see rates and fees)
- Best luxury Capital One card: Capital One Venture X Rewards Credit Card
- Best cash-back Capital card: Capital One Savor Cash Reward Credit Card
- Best student Capital One card: Journey Student Reward from Capital One
- Best Capital One card for bad credit: Capital One Platinum Secured Credit Card (see rates and fees)
- Best Business Capital card: Capital One Spark Cash Plus.
1. OneCard and Banking Partners
OneCard does not have a license to issue credit cards. So, it issues cards in partnership with several commercial banks. Hence, to put it simply, this is like a co-branded credit card. Unlike BNPL cards like Uni and Slice, which back by a loan, OneCard is a ‘normal’ unsecured credit card. Right now, OneCard partners with:
2. IDFC First Bank – Slowly getting phased out
- Federal Bank
- SBM Bank
- South Indian Bank
- Bob Financial
3. Fees and Charge
OneCard is a lifetime free card with zero joining and also an annual fee. But there are a few others, like card replacement fees, which are higher.
- Joining Fee: Zero
- Annual Fee: Zero
- Forex Markup Fee: 1% plus GST
- Card Replacement Fee: Rs 3000 for Metal, Nil for 1st plastic card replacement
- Card Cancellation Fee: Rs 3000 for a Metal card, Rs 500 for Plastic Card
- OneCard features an insufficient Forex Markup fee of just 1.18%, including GST. It is something a lot of cards do not offer.
4. Sign-Up Process
Like other Fintechs, OneCard has a simple and also quick sign-up process. We need to apply from the OneCard app; the entire process, including KYC, takes less than 2 mins.
I got an invitation to apply for a card from the OneScore app with a pre-qualified credit limit. There was no CIBIL inquiry. The virtual card is generated instantly after KYC and also it is available online. The Metal card will deliver in 3-5 working days.
Best Cash-back Capital One Card – One Card Benefits – 2023
Capital One Savor Cash Rewards Credit Card
LEARN MORE
Therefore, an Information about Capital One Savor Cash Reward Credit Card have collected independently by Select and also has not review or provided by card issuer before publication.
1. Reward
4% cash back on dining and also entertainment, 4% on eligible streaming services, 3% at grocery stores, and 1% on all other purchases
2. Welcome bonus
Therefore, Earn a one-time $300 cash bonus once you spend $3,000 on purchases within first three months from account opening
3. Annual fee
$95
4. Intro APR
None
5. Regular APR
20.74% – 28.74% variable
6. Balance transfer fee
3% for promotional APR offers; none for balance transferred at regular APR
7. Foreign transaction fee
None
8. Credit needed
Excellent/Good
See our methodology. And also Terms apply.
Pros
Unlimited 4% cash back on entertainment purchase.
Ability to redeem the reward at any amount, unlike some and also other cards with a $25 minimum
Purchase made outside U.S. free of charge.
Cons
$95 annual fee
No introductory 0% financing offers for purchase or balance transfers
Best Travel Capital One Card
Capital One Venture Rewards Credit Card
On Capital One’s secure site
1. Rewards
5 Mile per dollar on hotel and also rental car booked through Capital One Travel, 2X miles per dollar on every other purchase
2. Welcome bonus
Earn a 75,000 bonus mile once you spend $4,000 on purchase within three months from account opening.
3. Annual fee
$95
4. Intro APR
N/A for purchases and also balance transfers
5. Regular APR
20.99% – 28.99% variable
6. Balance transfer fee
0% at the regular transfer APR
7. Foreign transaction fee
None
8. Credit needed
Excellent/Good
CONCLUSION
Applying for a OneCard Credit Card is relatively straightforward and quick. Therefore, if you do not want to physically visit the bank branch and fill out the application form, and follow the steps mentioned above to apply for the card online. Alternatively, if you are looking for any other excellent credit card with simple features and also top-notch rewards, Fi has just what you need. After partnering with Federal Bank, a licensed credit card issuer. So, we introduced a co-branded credit card.